Personal Health Insurance

Individual Health and Dental Plans

If your employer doesn’t offer a benefit plan or you are self employed or leaving your benefit package because of job change or retirement we have several individual plans to fit your needs and budget. 

If you are self-employed or incorporated, Health and Welfare Trust is an innovative way to tax-deduct money spent on all healthcare and dental services. It can be used on its own or in combination with existing group insurance coverage. With today's rising healthcare and dental costs and aging population, a Health and Welfare Trust is an ideal way to maximize tax-deductibility, customize flexible benefits and reduce cost.